Risk & Resources

THERE ARE MANY REASONS PEOPLE ARE LOSING THEIR HOMES:

Skyrocketing rent costs far outpacing wage growth; Absentee landlorts driving tenants away through active neglect; Gentrification-fueled house-flipping giving investors huge paydays off minimal investments; Depressed housing stock ensuring that the demand for existing housing far outstrips supply; Courts and companies funded by a complex web of hard and soft evictions; Property managers pitting desperate tenants against each other.

In short, lessee protection, proper upkeep and competitive rental rates are disincentivized when lines of potential clients are forced to accept less and less for the promise of a roof over their heads.

Those ready to purchase homes still have to deal with lending and valuation practices that are daunting, even in good times. But the land underneath every house is always at risk of losing its value precipitously with the next recession, housing crisis, population shift, municipal project or civic disinvestment...And every time the real estate landscape radically shifts, homeowners in historically discriminated communities are always the last to recoup their investments, to save their homes, to be made whole again when things settle...let alone reap an overnight windfall when times are good.